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Nate Bock
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Real Estate Tips
About Appraisals >Refinancing Your Home

Interest rates fluctuate as changes occur in the general economy. If you purchased your home when interest rates were higher, you may want to consider re-financing your loan at a lower rate.

You will have to apply for the new mortgage and have your current income eligibility assessed. Depending on how long you have had your present loan, a current appraisal may be required. There are closing costs, such as attorney, title fees, recording and notary fees, and appraisal charges. The biggest factor in your decision should be the length of time you plan to remain in your home. If you will be there for only a year or two more, it might not pay to re-finance. If you will be in your home longer, re-financing could provide you with lower mortgage payments. Your real estate agent can help you work out the numbers and can refer you to reputable home appraisers and mortgage lenders.

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Real Estate Trivia
Q 
What home is the best example of colonial architecture in homes designed to "grow" as the family grew?

A 
The House of the Seven Gables in Salem, MA, that was the model for Nathaniel Hawthorne's novel of the same name.
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The Steve Bock Team, REALTOR®, real estate agent and broker for Ames, Nevada, Gilbert and Story County, Iowa home listings, property and land for sale - NUMBER1EXPERT(tm) The Steve Bock Team
RE/MAX Real Estate Center

1606 S. Duff Ave. Suite 100
Ames, IA 50010
515-231-1899
Fax: 515-232-4707
Team@BockRealEstate.com
The Steve Bock Team, REALTOR®, real estate agent and broker for Ames, Nevada, Gilbert and Story County, Iowa home listings, property and land for sale - NUMBER1EXPERT(tm)
bensema@BockRealEstate.com
515-451-9421
The Steve Bock Team, REALTOR®, real estate agent and broker for Ames, Nevada, Gilbert and Story County, Iowa home listings, property and land for sale - NUMBER1EXPERT(tm)
Nate@BockRealEstate.com
515-450-1183

With over 25 years’ combined experience serving the Ames area, we are experts in helping people reach their goals whether it is buying a home, selling a home, or successfully investing in the real estate market! Our team of five includes two Exclusive Buyer Agents and we're here to serve you!

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